Wednesday, September 13, 2017

How to Reduce Your Auto Insurance

Save money on your premium by following these important tips. Learn to reduce your auto insurance now!
Paying for car insurance is something that does need to be considered in your budget but it doesn't need to take a large chunk of it. When you follow these 10 tips, you can reduce your annual premium considerably.

1. Look around
According to the Association of British insurers (ABI) it is possible to save as much as $.30 per dollar on your premium if you look around at different options. Don't be too quick to accept the quote from your current insurance company every year. After a lot of looking we found insurance to be cheaper from Money Expert.

2. Put Limits on the Drivers
If there are more people on your policy who drive the car, it is also driving up the price. This is especially true of younger drivers who may be more expensive on your policy. Remove your children from the policy when they are able to obtain their own.

3. Ask for a higher deductible
It may be possible to increase your deductible (how much you pay per claim out-of-pocket). If you increase this price, you typically reduce the premium.

4. Don't make your personal car a work car
It is typically cheaper to ensure a car that is only for domestic, social or pleasure.

5. Use a mileage cap
Many insurance companies will offer a discount if you set the high-end of your annual mileage. This is due to the fact that it is less likely for you to have an accident when you are on the road less frequently. You may be able to save as much as 10% if you accept the 12,000 mile annual limit on your driving. If you are able to limit it to 5000 miles, it may save you additional money. Consider this under any circumstances but it is even easier if you have more than one vehicle.

6. No broker commission
You may be paying up to 30% more if you use a broker.

7. Use the Internet
It may be possible to save up to 5% on your insurance if you order it online.

8. Downsize
If you drive a car that is worth less, you will likely pay less for your car insurance. Those lower premiums can really add up.

9. Garage your car
If you keep the car under cover rather than keeping it out on the street, you may save up to 10% off your annual premium

10. Ask for the discount
 You may have a number of discounts available on your automobile insurance but is still beneficial if you ask for an introductory discount. Some companies will offer it automatically because they want your business. If you are in a position to ask for a no claims discount, be sure to ask for it.

Tuesday, June 27, 2017

Becoming a Bike Messenger to Earn a Little Extra Cash

If you are like most people in the world then you are just doing your best to get by. While you might make a decent wage at your regular job, you’re always on the lookout for other ways to make extra income. One of the many jobs that more and more people are turning to is bike-messaging.

Below are some pros and cons of taking up the job to help you decide whether it’s a good side income for you.

The Pros
     There's Money in It!
     You only need to see the number of people buying items on stores like the Groupon Coupons page for ASOS to know that the job isn’t going away soon. More and more people are turning to online shopping, which means logistics companies need new and faster ways to deliver more products. If you’re looking for longevity, bike messaging can be a good move.
     It Keeps You Active!
     This one goes in the Pros section because it’s a great byproduct of working and earning money. Plus, you get to work outdoors which means that you are breathing fresh air and raising your endorphins as you work. These can make for a great feeling as you ride and work.
     Flexible Hours
     Gone are the days of classic 9-5 deliveries. With companies offering 24 hours a day delivery services, couriers have the ability to choose to work hours outside their regular work or school routine. This is a great benefit when it comes time for exams or a heavy period at your regular job.

Of course, it can’t all be good news.

The Cons
     You Have to Work for Your Money!
     Yes, the work is there if you want it. But do you have to work for your money? Absolutely! Bike couriers are paid by the delivery, not by the hour. This means that you can’t and shouldn’t expect to be sitting waiting for work to come in. Instead, you should expect to be making deliveries constantly.
     It Keeps You Active!
     Yes, it was mentioned in the Pros section because it’s a great outcome. However, it’s also something that you will need to do. It isn’t solely a nice byproduct that you get fit, you actually need to be able to ride that bike for the entirety of your shift.
     You Aren't Classes as an Employee
     Most people are surprised to find that most couriers and bike messengers aren’t considered employees. Instead, they operate as private contractors. For this reason, there is no provision for healthcare, sick pay or any type of paid leave from work, retirement contributions, etc. Any of the benefits of expectations you have from a regular job are now your own obligation. This can include personal insurance for you as you race around the streets and also for your bike in the event it is stolen or becomes damaged.

There are so many different jobs out there for you to take advantage of to earn yourself some extra cash, and a bike messenger is definitely a viable one if you fit the criteria, such as owning your own bike and being able to ride around the streets all shift long.

Thursday, April 13, 2017

Assignment Writing a Report with Comprehensive Research

The following is a list of objectives which should be accomplished in the course of transcribing a report. 

1.)   Be articulate and understandable: It is not necessary to always use impressive vocabulary or big words when smaller ones can explain ideas better.
2.)   Statement of facts: Make sure that your overall assignment writing services explain facts in the most understandable and intelligible ways. Try to use reports, figures and illustrations to establish facts.
3.)   Logical reasoning: The writing in your assignment should follow a logical structure and chronological order. Try to address the reader directly in all stages of your composition, from finding resources all the way to reaching a conclusion.
4.)   Presentation: Make sure that all your assignment writing is legible and perceptibly unambiguous. Verify that all the figures and illustrations have the proper subtitles and inscriptions.
5.)   Delivery: Confirm that each section has a distinct main idea. Examine the prerequisites to corroborate that you have included all the necessary sections which are required by you in the report from your institute. 
6.)   References: Substantiate the consummate assignment, by including a bibliography section in your work. Ascertain that each reference is valid by visiting your nearest library.
This is a list of prerequisites which should ideally be satisfied with all reports. In real life situations we see that institutes usually provide a list of stipulations which need to be accomplished by the students in their work. If your institute provides you any such preconditions make sure that you execute those as well.

Defining the Contents of Different types of Report Writing

There are several different type of techniques used to write a report. According to the American Heritage Dictionary of the English Language a report is defined as, “a spoken or written account of an event, usually presented in detail”. There are 5 basic types of reports presented as an assignment in institutes.
1.)   Memorandums: This is often used by companies and organizations which contains some basic information and quite possibly some daily communiqué.
2.)   Business Article: This presents vital new services and information to businesses in different forms including tables, graphs, illustrations and possibly even visual displays. This type of document may assist the organization in making a decision with all the necessary information present.
3.)   Research Statement: Exhibits new information and investigations related to particular piece of assignment writing, providing a conclusion in the epilogue.
4.)   Scientific Publication: In this assignment knowledge is shared relating to a certain topic in writing, presenting the services of different experts and scientists. 
5.)   Engineering Report: In this document in-depth information is administered defining rules and stating facts about a particular hypothesis. The research is performed in a compendious manner.
Be careful when citing original works in your composition to avoid plagiarism. Make sure that you use the appropriate referencing method as advised by your institute to prevent plagiarism. Otherwise your entire project may become a total loss if you fail to do so.

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